PayPal Terms & Conditions
"Pay in 4"
4 interest-free payments every 2 weeks, starting today, with no impact to your credit score. Pay in 4 is available to consumers upon approval for purchases of $30.00-$1,500.00.
Check out securely with PayPal and choose Pay in 4
About Pay in 4
- Pay in 4 is not currently available to residents of Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any U.S. Territories. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.
- When applying, a soft credit check may be needed, but will not affect your credit score.
- You must be of legal age in your U.S. state of residence to use Pay in 4.
- Loans to California residents are made or arranged pursuant to a California Financing Law License.
- PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457
- Rhode Island Small Loan Lender Licensee
Pay over time and get 6 months special financing on purchases of $99.00+ with no money due today.
Get a decision in seconds.Subject to credit approval.
No Interest if paid in full in 6 months on purchases of $99.00+
- Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
- A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
- No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
- For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
- Individual items that are less than $99.00 qualify for special financing when combined for a total of $99.00 or more in a single transaction.
- Multiple separate transactions of less than $99.00 per transaction cannot be combined to meet the minimum purchase amount.
Click here to view the PayPal Credit Terms and Conditions
PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Offers not valid on previous purchases, returns or exchanges. Minimum purchase required is before shipping and tax. For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 9/1/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
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